FZR PREMIER INSURANCE
Coverage for the risks that come with serving customers
Restaurants face a mix of property, customer, employee and equipment exposures. FZR Premier Insurance can help owners compare carrier options for a coordinated insurance program based on their operations.
Coverage options to consider
General Liability
May help with certain covered customer injury and property damage claims.
Property & Equipment
Coverage may help protect qualifying contents, equipment, improvements and other business property.
Food Spoilage / Equipment Options
Certain carriers may offer endorsements addressing spoilage, equipment breakdown or related operational losses.
Workers' Compensation
Helps address qualifying employee work-related injury exposures, subject to Georgia requirements and policy terms.
Business Income
May help replace certain lost income following a covered property loss, subject to policy terms and waiting periods.
Commercial Auto
Available for qualifying owned vehicles or delivery-related auto exposures where applicable.
Who this coverage may be for
Full-service restaurants, quick-service restaurants, cafés, bakeries, takeout operations, caterers and other eligible food-service businesses.
Information that can help us quote your coverage
- Cooking operations and protection systems
- Annual sales and payroll
- Property and equipment values
- Delivery exposure
- Alcohol service, if applicable
- Prior claims history
Exact coverages, eligibility, pricing, exclusions and limits depend on the carrier, policy form and underwriting. We can help you compare available options and understand the differences before you choose a policy.