FZR PREMIER INSURANCE
Workers' compensation for Georgia employers
Workers’ compensation insurance may provide medical, rehabilitation, income and other benefits for qualifying work-related injuries or illnesses. FZR Premier Insurance helps Georgia businesses compare workers’ compensation options from multiple carriers.
Georgia requirement overview
Georgia generally requires an employer that regularly employs three or more people to provide workers’ compensation coverage. Regular part-time employees count, and corporate officers and LLC members are included in the employee count. Specific exceptions and elections can apply. Review the Georgia State Board of Workers’ Compensation guidance.
Coverage options to consider
Medical Benefits
May help pay authorized medical expenses related to a compensable work injury or illness.
Income Benefits
Eligible employees may receive income benefits when a covered injury prevents or limits work, subject to applicable rules.
Rehabilitation
Certain claims may include rehabilitation or return-to-work support.
Disability Benefits
Benefits may be available for qualifying temporary or permanent disability.
Death Benefits
Eligible dependents may receive benefits following a compensable fatal work-related injury.
Employer Protection
Workers’ compensation law can provide employers limited protection from certain tort liability for covered workplace injuries.
Who this coverage may be for
Restaurants, contractors, transportation companies, retailers, offices, cleaning companies, warehouses, automotive businesses, hospitality operations and other Georgia employers.
Information that can help us quote your coverage
- Employee count
- Payroll by job classification
- Nature of work performed
- Use of subcontractors
- Prior claims experience
- Multi-state operations
Exact coverages, eligibility, pricing, exclusions and limits depend on the carrier, policy form and underwriting. We can help you compare available options and understand the differences before you choose a policy.